Knowledge of Beneficiaries about Pradhan Mantri Fasal Bima Yojanain Tumkur District of Karnataka

Abstract

Pradhan Mantri Fasal Bima Yojna (PMFBY) is a crop-based insurance policydesigned to help farmers who have suffered crop loss or damage. Duringthe year 2020-21, a research conducted in the Tumkur district of Karnatakathe showed the highest number of insurance units (895) compared to otherdistricts of the Karnataka . The findings of the study revealed that the majorityof the beneficiaries (52.50 %) had a medium knowledge level about PradhanMantri Fasal Bima Yojana. The study’s findings underline the importance ofprofile characteristics namely education, landholding, material possession,extension agency contact, source of information, innovativeness, trainingattended, economic motivation and mass media exposure that had apositively significant relationship at one per cent level of probability. Whereasvariables such as annual income and social participation had a positivelysignificant relationship at five per cent level of probability with beneficiaries’level of knowledge. On the other hand, Crop loan availability and disasteroccurrence pattern had no significant relationship with the knowledge levelof the beneficiaries about Pradhan Mantri Fasal Bima Yojana.

DOI

https://doi.org/10.29321/MAJ.10.000543

Pages

1 - 6

Creative Commons

Copyright

© The Author(s), 2025. Published by Madras Agricultural Students' Union in Madras Agricultural Journal (MAJ). This is an Open Access article, distributed under the terms of the Creative Commons Attribution 4.0 License (http://creativecommons.org/licenses/by/4.0/), which permits unrestricted use, distribution and reproduction in any medium, provided the original work is properly cited by the user.

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