A Study on the Credit Pattern of A Nationalised Bank in Relation to the Credit Needs of Farmers

R. NETHAJI SEETHARAMAN; A. JOHN KNIGHT and R. SUBRAMANIAN

doi:https://doi.org/10.29321/MAJ.10.A02980

Madras Agricultural Journal

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A Study on the Credit Pattern of A Nationalised Bank in Relation to the Credit Needs of Farmers

Author: R. NETHAJI SEETHARAMAN, A. JOHN KNIGHT and R. SUBRAMANIAN,

p-ISSN: 0024-9602, e-ISSN:2582-5321, Vol: 66, Issue: jul-jul,

DOI:https://doi.org/10.29321/MAJ.10.A02980

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Abstract

A study on the credit pattern of Nationalised bank to farmers revealed a positive and significant relationship between the credit need of farmers and the extent of credit met by Commercial bank. For one unit increase in the quantum of credit needed, the extent of credit met increased by 0.42 unit. All the beneficiaries needed credit for purchase of seeds. fertilizers. pesticides and to meet cultivation charges and their need was mot to the extent of 75 per cent by the Commercial bank.

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