Abstract

The study on the impact of bank finance for minor irrigation on farming practices revealed that bank finance for minor irrigation has been instrumental in increasing the cropping intensity of the beneficiaries. The emphasis in cropping pattern also shifted in favour of irrigation responsive and remunerative crops. The net irrigated erea increased tremendously and a shift in pover used for irrigation from human and animal labour to electricity was also noticed. Irrigation, coupled with proper input uss has been scientifically proved to boost yield of all crops. Henco, the formers have to be made aware of the appropriate scientific management practices for all crops if the full impact of irrigation development is to be felt. The problem of overdues was not noticed; however, diversion of loans for unproductive purposes has been observed mainly among the boneficiaries of the lover size groups. This may be rectified by providing consumption loans and loens at lower rates of interest.

Keywords: Bank finance, Minor irrigation, Cropping intensity.